DC Open Doors is a program funded by the DC Housing Finance Agency that offers down payment assistance to first time home buyers and repeat homeowners. Many would-be homeowners are paying record high rents to live in the city, and primarily because folks aren't able to save for a down payment to purchase a home. DC Opens Doors allows buyers making less than ~$126,000 to purchase a home with $0 down payment, so there's no need to continue throwing away money paying your landlord's mortgage...especially if you plan to be in DC for more than 5 years

Come to this FREE event on Tuesday November 10th from 6:30 - 8:00 p.m. to learn more about the DC Opens Doors program and the home buying process. This event is open to all, from property virgins to seasoned homeowners, so stop by to learn more. Light refreshments will be provided. 


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One of DCFHA's lender partners is David Toaff of First Home Mortgage, who is also an expert home mortgage lender.

Interview with David Toaff of First Home Mortgage

Who can take advantage of the DC Open Doors Program?                  
People interested in purchasing a home in DC, who have little to no money for a down payment and want a simple, painless loan program to get them into a home. With this program, so long as you make less than ~$126,000 per year and have a 640+ credit score, then you're likely eligible. I often see people who make a decent salary, but as we all know in this town, saving money for a down payment can be a challenge. Instead of throwing away money on rent, they are now homeowners!

Can any lender participate?  
Lenders must be approved by DC Housing Finance Agency.

What are the benefits of participating in the program?
The benefits of DC Open Doors include some (or all) of the following:

  • Obtain 0%, deferred, down payment assistance loan that covers 100% of the purchase price, in conjunction with the first loan (fully forgiven after 5 years);
  • Reduced mortgage insurance with the conventional product;
  • The ability for people to get into a home in the hot DC market, who may not have otherwise been able to; and
  • This enables Buyers to take advantage of the great potential for home appreciation, sooner, rather than later.

So what's the catch?
The only requirement to use the DC Open Doors program is completion of a HUD-approved homebuyer course. There are courses available online that are quick, easy, and free of charge.